14. DISPUTE RESOLUTION AND ARBITRATION
14.1 Informal Resolution. Parties will first attempt to resolve claims through good-faith discussions.
14.2 Binding Arbitration. You agree that any dispute, claim, or controversy arising out of these Terms will be settled solely by binding individual arbitration, and you expressly waive any right to participate as a plaintiff or class member in any class action or representative proceeding.
8. SUBSCRIPTION FEES & RENEWAL
8.3 Automatic Charges. Your subscription will automatically renew at the then-standard rate unless cancelled in writing at least 48 hours prior to the renewal date.